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Mortgage Lending

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Steve Maguire
Community Development Loan Officer

Office: 978-556-1127
Cell: 978-987-1257
Fax: 978-649-1060
Send me an e-mail

Mailing Address:
1 Pondview Place, Middlesex Road
Tyngsboro, MA 01879

Steve Maguire has been in the mortgage lending business for 29 years.  He originates conventional, Veterans Affairs (VA), Federal Housing Authority (FHA), home equity loans, and lines of credit in eastern Massachusetts and southern New Hampshire.
Steve holds a B.S. from the University of Lowell, an MBA from Babson College, and has been employed by TD Banknorth since 1995.

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

We offer the convenience of Mortgage Rate Security1. If rates drop after you have made 12 timely payments, you may be able to lower your rate without refinancing.

Plus, our Hassle-Free Mortgage Guarantee2 makes purchasing a home as smooth and worry-free as possible. You have our word.

  • Same-day loan decision or $500
  • On-time closing or $500

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Helpful Resource Center
Get the mortgage tools and information you need with our FAQs, calculators and glossary of terms.


1 Terms and Conditions: Modification fee is non-refundable. Modification does not change the original note term. Available on fixed rate and adjustable rate mortgages being modified to a fixed rate mortgage only. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced and owned by TD Bank, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must have a payment history of 12 timely payments prior to modification request and not be delinquent at time of modification. Timely is defined as no payments received over 30 days from payment due date and delinquent is defined as payment not received within 30 days of the payment due date. Terms subject to change at any time.

2 Guarantee does not apply to applications for pre-approval, refinance and home equity products. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

Today's Featured Rates
Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.669%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.951%  0.000%
1 Year Adjustable Rate
 Rate  APR  Points
 2.500%  3.118%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.375%  3.253%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.920%  0.000%
FHA Low to Moderate 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.409%  0.000%
Jumbo Conforming
Jumbo Conforming 30 year Fixed Rate
 Rate  APR  Points
 4.750%  4.769%  0.000%
Jumbo Conforming 15 year Fixed Rate
 Rate  APR  Points
 4.000%  4.033%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.875%  4.886%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.250%  4.269%  0.000%
1 Year Adjustable Rate Jumbo
 Rate  APR  Points
 2.500%  3.087%  0.000%
5 Year Adjustable Rate Jumbo
 Rate  APR  Points
 3.625%  3.310%  0.000%



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